Top 3 Mortgage Lenders in Lulu

AmeriFirst Home Mortgage is one of North Central Florida's most highly-rated mortgage lenders with over 25 years of service. They specialize in serving rural communities like Lulu and surrounding Columbia County areas. With exceptional 4.8-star ratings across multiple platforms, they're known for personalized service, competitive rates, and expertise in USDA rural development loans which are particularly relevant for Lulu residents. Their team has deep knowledge of local property markets and offers comprehensive mortgage solutions with streamlined digital processes.

Florida Credit Union has been serving North Central Florida communities for decades with a strong mortgage lending division that specifically serves Columbia County and Lulu area residents. They maintain excellent 4.7-star ratings for their mortgage services, offering competitive member-only rates and personalized guidance. As a community-focused institution, they understand the unique needs of rural homebuyers and offer special programs for first-time buyers, along with construction loans that are valuable in developing areas like Lulu.

Supreme Lending's Gainesville branch serves the Lulu and Columbia County area with comprehensive mortgage solutions and strong local expertise. With nearly two decades of operation and consistent 4.6-star ratings, they're recognized for their efficient processing and competitive rate offerings. Their team specializes in rural property financing and has extensive experience with USDA loans that benefit Lulu residents. They offer a wide range of loan products with flexible terms and are known for their responsive customer service throughout the mortgage process.