Top 3 Mortgage Lenders in Marathon

Marathon Mortgage is a highly specialized local mortgage broker deeply embedded in the Florida Keys community. With exceptional 4.9-star ratings across multiple review platforms, they're known for their personalized service and extensive knowledge of the unique Marathon real estate market. Their team understands the specific challenges of financing properties in the Keys, including flood zone requirements and coastal construction considerations. They excel at navigating complex loan scenarios for primary residences, vacation homes, and investment properties, offering competitive rates and flexible terms tailored to the local market's needs.

As a longstanding community financial institution serving the Florida Keys since 1956, Keys Federal Credit Union offers exceptional mortgage services with a local touch. Their 4.7-star rating reflects their commitment to member satisfaction and competitive mortgage products. They provide personalized service through their Marathon branch location, offering competitive rates for members and local residents. Their mortgage specialists have deep knowledge of the Keys housing market and offer various loan programs including first-time homebuyer options, construction loans for custom homes, and flexible refinancing solutions with member-focused pricing.

Amerant Bank (formerly Mercantil Bank) has been serving South Florida communities since 1983 and maintains a strong presence throughout the Florida Keys, including Marathon. With a 4.6-star rating, they're recognized for their expertise in luxury and coastal property financing. They offer competitive jumbo loan programs ideal for the higher-priced Marathon real estate market and specialize in financing for second homes and investment properties common in the Keys. Their experienced mortgage team understands the unique aspects of island living and provides comprehensive lending solutions with the stability of a well-established regional bank.