Top 3 Mortgage Lenders in Miami

Lennar Mortgage stands out as one of Miami's premier mortgage lenders with deep local roots and extensive experience serving South Florida homebuyers. As part of the nation's leading homebuilder, they offer specialized construction-to-permanent loans and have exceptional expertise in new construction financing. Their local underwriting team ensures quick decisions and personalized service, with competitive rates particularly for Florida residents. The company maintains a 4.8-star rating across multiple review platforms, with customers consistently praising their streamlined process, knowledgeable loan officers, and ability to handle complex transactions efficiently.

City First Mortgage Services has built an outstanding reputation throughout Miami-Dade County as a top-rated local mortgage broker with exceptional customer service. With a remarkable 4.9-star rating from hundreds of verified reviews, they're known for their personalized approach and deep knowledge of Miami's diverse real estate markets. Their bilingual team serves both English and Spanish-speaking clients, offering comprehensive loan options including specialized programs for first-time homebuyers. Customers consistently highlight their responsiveness, transparency throughout the process, and ability to secure competitive rates even for challenging financial situations.

Power Financial Credit Union has been serving South Florida communities for over seven decades, with their mortgage division becoming one of the most trusted lenders in the Miami metropolitan area. As a member-owned financial cooperative, they offer exceptionally competitive rates and lower fees than many traditional banks. Their mortgage team specializes in South Florida real estate transactions and offers unique first-time homebuyer programs with down payment assistance. With hundreds of 5-star reviews, customers praise their local decision-making authority, educational approach to the homebuying process, and commitment to finding the right mortgage solution for each borrower's specific needs.