Top 3 Mortgage Lenders in Niceville

As one of the largest and most established credit unions in the Niceville area, Eglin Federal Credit Union has been serving the community since 1954. With exceptional 4.8-star ratings across multiple platforms, they are particularly renowned for their competitive VA loan programs, serving the large military population at Eglin Air Force Base. Their local branch presence and deep community involvement make them a top choice for personalized mortgage services with competitive rates and exceptional member service. They offer comprehensive mortgage solutions with local underwriting and decision-making.

PrimeLending maintains a strong physical presence in Niceville with a local branch office and has earned outstanding 4.9-star ratings for their mortgage services. They are particularly noted for their fast closing times and personalized service from local loan officers who understand the Emerald Coast market. With over three decades of experience, they offer a wide range of loan products including specialized renovation loans and construction financing. Their local expertise combined with national lending power makes them a preferred choice for Niceville homebuyers seeking competitive rates and exceptional service.

Guild Mortgage has been serving the Florida Panhandle for decades with a strong local presence in nearby Fort Walton Beach. With consistently high 4.7-star ratings and hundreds of positive reviews, they are known for their exceptional customer service and expertise in various loan programs. They particularly excel in helping first-time homebuyers and military families with specialized VA loan programs. Their long-standing reputation, local processing teams, and commitment to community involvement make them a trusted mortgage partner for Niceville residents seeking reliable financing with competitive terms and personalized guidance.