Top 3 Mortgage Lenders in O Brien

Gateway Mortgage Services is a highly-rated local mortgage broker serving North Central Florida, including the O'Brien area. With exceptional 4.8-star ratings from nearly 90 reviews, they specialize in personalized service for rural and suburban homebuyers. Their team has extensive experience with USDA loans, which are particularly relevant for O'Brien's rural character. Customers consistently praise their responsive communication, competitive rates, and ability to navigate complex loan scenarios. As a local company, they understand the unique aspects of the Suwannee County housing market.

While headquartered in Gainesville, Campus USA Credit Union serves members throughout North Central Florida, including O'Brien residents. With over 300 reviews and a 4.6-star rating, this established credit union offers competitive mortgage rates and personalized service. Their not-for-profit structure often results in lower fees and better terms for members. They have particular expertise with first-time homebuyer programs and offer comprehensive mortgage counseling. The credit union's longevity and strong community presence make them a trusted choice for rural home financing.

Movement Mortgage maintains a strong local presence in North Florida with offices in Gainesville that actively serve the O'Brien area. With a 4.7-star rating from over 140 reviews, they're known for their efficient processing and strong customer service. Their "Upfront Underwriting" process often results in faster closings, which is valuable in competitive rural markets. The company has particular expertise with VA and USDA loans, making them well-suited for O'Brien's veteran population and rural homebuyers. Their combination of national resources with local loan officer expertise provides excellent service for Suwannee County residents.