Top 3 Mortgage Lenders in Oak Hill

American Mortgage Solutions is a highly-rated local mortgage broker serving the Oak Hill and greater Volusia County area with over two decades of experience. They consistently earn exceptional reviews for personalized service, competitive rates, and expertise with Florida-specific mortgage needs. As a local brokerage, they provide hands-on guidance through the entire mortgage process and have deep knowledge of the coastal property market, making them particularly strong for waterfront and rural properties common in the Oak Hill area.

As one of Florida's largest credit unions, VyStar has a strong presence throughout Central and Northeast Florida, including serving Oak Hill residents. They offer competitive mortgage rates to members and are particularly praised for their VA loan expertise, which is valuable in Florida's veteran-heavy population. With multiple branches throughout the region and excellent digital banking services, they provide both local convenience and comprehensive mortgage solutions with the personal touch of a member-owned institution.

Fairway Independent Mortgage's New Smyrna Beach branch serves the Oak Hill market with exceptional local expertise and the backing of a national lender. They consistently receive top ratings for customer service and have particular strength in coastal property financing. The local team understands the unique aspects of Oak Hill's real estate market, including flood zone considerations and rural property financing. Their extensive loan portfolio and competitive pricing make them a top choice for both purchase and refinance transactions in the area.