Top 3 Mortgage Lenders in Palatka

As Northeast Florida's largest credit union with a strong presence throughout Putnam County, VyStar offers exceptional mortgage services with highly competitive rates and personalized local service. Their long-standing commitment to the community, extensive mortgage product selection, and outstanding customer satisfaction ratings make them a top choice for Palatka homebuyers. Members consistently praise their knowledgeable loan officers and streamlined application process.

Seacoast Bank has deep roots in North Central Florida and maintains a strong presence in Putnam County with dedicated mortgage specialists serving Palatka residents. Their local decision-making authority, competitive rate structures, and comprehensive mortgage solutions have earned them excellent customer reviews. The bank's long history and community-focused approach provide homebuyers with reliable, personalized service and local expertise.

Guild Mortgage maintains an excellent reputation throughout Northeast Florida with specialized expertise serving the Palatka market. Their St. Augustine branch consistently receives outstanding reviews for exceptional customer service, competitive rates, and smooth closing processes. As a mortgage-focused company rather than a traditional bank, they offer specialized underwriting and a wide range of loan programs with particular strength in first-time homebuyer and government-backed loans.