Top 3 Mortgage Lenders in Palm Bay

Fairway Independent Mortgage Corporation has established itself as one of the top-rated mortgage lenders serving the Palm Bay area through their Melbourne branch. With nearly three decades in business and exceptional 4.9-star ratings across multiple review platforms, they are renowned for their personalized service and competitive rates. Their loan officers specialize in all major loan programs including specialized VA loans that benefit the significant military population in the Brevard County area. The company consistently receives praise for their efficient processing, transparent communication, and ability to close loans quickly, making them a preferred choice for both first-time homebuyers and experienced investors throughout the Space Coast region.

Movement Mortgage has built an outstanding reputation throughout Florida's Space Coast with their Melbourne office serving Palm Bay residents exceptionally well. Founded in 2008, they've rapidly become one of the most trusted mortgage lenders in the region, earning consistent 4.8-star ratings for their streamlined digital process and exceptional customer service. Their local loan officers have deep knowledge of the Palm Bay real estate market and specialize in helping borrowers navigate complex financing scenarios. Movement is particularly noted for their quick closing times, often completing loans in 30 days or less, and their commitment to community involvement throughout Brevard County makes them a locally respected choice.

As one of Florida's largest credit unions with deep roots in Brevard County, Space Coast Credit Union has been serving Palm Bay homeowners for over seven decades. While founded in 1951, their mortgage division has evolved into a modern, highly-rated lending operation with 4.7-star customer satisfaction ratings. They offer competitive rates for members and non-members alike, with particular strength in conventional and VA loan programs. Their local underwriting and decision-making process allows for faster approvals and personalized service. SCCU's extensive branch network throughout Palm Bay and surrounding communities provides convenient in-person service options, while their digital mortgage platform offers streamlined online application and tracking for tech-savvy borrowers.