Top 3 Mortgage Lenders in Palm Coast

Justin Shearer at Movement Mortgage is one of Palm Coast's highest-rated local mortgage professionals with nearly two decades of experience. Specializing in serving Flagler County and surrounding areas, he has built an exceptional reputation for personalized service, competitive rates, and efficient loan processing. With hundreds of 5-star reviews from local homebuyers, he's known for his expertise in first-time homebuyer programs, VA loans for military families, and providing clear communication throughout the entire mortgage process. His local knowledge of the Palm Coast housing market makes him a top choice for both purchase and refinance transactions.

The Chris Brown Team at Fairway Independent Mortgage has established itself as one of the premier mortgage lending groups serving the Palm Coast area. With over a decade of experience and hundreds of successful local transactions, they're renowned for their competitive rates and exceptional customer service. They specialize in working with first-time homebuyers, military families using VA benefits, and investment property financing. Their team approach ensures clients receive comprehensive support throughout the mortgage process, with particular expertise in navigating the unique aspects of Florida's real estate market and coastal property financing.

As one of Northeast Florida's largest and most established credit unions, VyStar has a strong physical presence in Palm Coast with a full-service branch and dedicated mortgage team. With over seven decades of serving the community, they offer highly competitive rates for members and exceptional customer service. Their local mortgage experts understand the specific needs of Palm Coast homebuyers and provide personalized guidance through the entire loan process. VyStar is particularly strong in first-time homebuyer programs, VA loans, and offers the advantage of keeping servicing local rather than selling loans to distant investors. Their community-focused approach and comprehensive financial services make them a top choice for Palm Coast residents.