Top 3 Mortgage Lenders in Ponce De Leon

Centennial Bank is a highly-rated regional bank with a strong presence in Holmes County and surrounding areas, including Ponce De Leon. Founded in 1999, it has built a reputation for personalized service, competitive mortgage rates, and deep community involvement. With over 140 reviews praising its responsive loan officers and straightforward processes, Centennial Bank excels in offering a wide range of loan products tailored to rural and suburban homebuyers. Their local branch in Bonifay ensures convenient access for Ponce De Leon residents, backed by decades of stability and trust in Northwest Florida.

Movement Mortgage is a nationally recognized lender with a robust local presence in the Florida Panhandle, serving Ponce De Leon through its nearby Niceville office. Founded in 2008, it boasts a 4.7-star rating from nearly 200 reviews, highlighting its efficient online tools, dedicated loan specialists, and competitive rates. Known for its "Movement Promise" that guarantees on-time closings, the company specializes in a variety of loan types and offers exceptional customer service, making it a top choice for buyers in rural areas like Ponce De Leon seeking reliability and innovation.

Fairway Independent Mortgage Corporation has been a trusted name in the mortgage industry since 1996, with a strong regional office in Pensacola that actively serves Ponce De Leon and Holmes County. Earning a 4.5-star rating from over 170 reviews, Fairway is praised for its extensive loan options, expert guidance, and commitment to customer satisfaction. Their team specializes in navigating the unique needs of Florida's rural markets, offering competitive rates and a seamless application process. With nearly three decades of experience, they provide stability and expertise for homebuyers in the Ponce De Leon area.