Top 3 Mortgage Lenders in Punta Gorda

Achieva Credit Union stands as one of Southwest Florida's most trusted mortgage lenders with deep roots in Charlotte County. While headquartered in Dunedin, they maintain multiple branches throughout the Punta Gorda/Port Charlotte area and have consistently earned exceptional ratings for their personalized service and competitive rates. As a member-owned financial cooperative, they prioritize customer satisfaction over profits, offering comprehensive mortgage solutions with local underwriting and decision-making. Their long-standing presence in the community (over 85 years) and extensive experience with Florida-specific housing needs make them a top choice for Punta Gorda homebuyers seeking reliable, community-focused lending.

The Mortgage Firm has built an outstanding reputation throughout Southwest Florida with their Port Charlotte office serving Punta Gorda residents directly. With three decades of experience and nearly perfect customer ratings, they specialize in making the mortgage process efficient and transparent. Their local loan officers have extensive knowledge of Charlotte County's unique market conditions and property types. The company receives consistent praise for their responsiveness, competitive rates, and ability to handle complex loan scenarios. As a dedicated mortgage lender rather than a full-service bank, they bring focused expertise to every transaction, earning them recognition as one of the region's most reliable mortgage providers.

IberiaBank (now part of First Horizon Bank) maintains a strong physical presence in downtown Punta Gorda with their local branch providing personalized mortgage services to the community. With over two decades serving Southwest Florida, they offer the stability of an established regional bank combined with local decision-making authority. Their mortgage team receives consistent high marks for professionalism, local market knowledge, and competitive loan products. The company specializes in both purchase and refinance transactions with particular expertise in serving retirees and seasonal residents common to the Punta Gorda area. Their commitment to community banking principles while offering comprehensive mortgage solutions makes them a preferred lender for many local homebuyers.