Top 3 Mortgage Lenders in Sebastian

AmeriFirst Home Mortgage is one of the most highly-rated mortgage lenders serving the Sebastian area, with Michael LeRoy's Vero Beach office consistently receiving exceptional reviews for personalized service and competitive rates. With over two decades of experience, this established regional lender specializes in first-time homebuyer programs, VA loans (important for the nearby Patrick Space Force Base community), and offers a wide range of loan products. Their local expertise in Indian River County and personalized approach to mortgage lending makes them a top choice for Sebastian residents seeking reliable, local mortgage services with national lending capabilities.

Movement Mortgage has established a strong presence throughout Florida's Space Coast region, with Lisa Rode being one of their top-rated loan officers serving Sebastian. The company is renowned for its efficient processing and closing timelines, often completing loans in 30 days or less. With extensive experience in the local market, they offer competitive rates on conventional, FHA, and VA loans, making them particularly popular with military families and retirees in the Sebastian area. Their digital mortgage platform combined with local expertise provides an excellent balance of technology and personalized service.

As a community-focused bank headquartered in Vero Beach, Marine Bank & Trust has been serving the Sebastian community for over two decades with personalized mortgage services and local decision-making. Their mortgage team offers competitive rates and a comprehensive range of loan products, with particular strength in construction loans and conventional mortgages. The bank's deep roots in Indian River County mean they understand the local real estate market intimately, and their relationship-based approach to lending ensures customers receive individual attention throughout the mortgage process. Their commitment to the local community and extensive experience makes them a trusted choice for Sebastian homebuyers.