Top 3 Mortgage Lenders in Shalimar

As the largest credit union in the region with deep roots in the Shalimar area, Eglin Federal Credit Union consistently ranks among the top mortgage lenders in Northwest Florida. They offer highly competitive rates, especially on VA loans given their strong military community ties, and provide personalized service through local loan officers who understand the unique Florida market. Their extensive branch network throughout Okaloosa County ensures convenient in-person service for Shalimar residents.

Summit Mortgage Group has built an exceptional reputation throughout Northwest Florida for their expertise in coastal property financing and personalized service. As a local mortgage broker with deep community ties, they offer access to multiple lenders and competitive loan products specifically tailored to the Emerald Coast market. Their team specializes in both primary residences and investment properties, with particular expertise in navigating the unique requirements of Florida's coastal real estate.

Guild Mortgage combines national lending power with strong local presence through their Destin branch that actively serves Shalimar and surrounding communities. They're particularly noted for their exceptional customer service and flexible underwriting approach, with special programs for first-time homebuyers and self-employed borrowers. Their long-standing reputation for reliability and competitive rates, combined with local loan officers who understand the Northwest Florida market, makes them a top choice for Shalimar area homebuyers.