Top 3 Mortgage Lenders in Winter Haven

SouthState Bank has deep roots in Winter Haven, originally as CenterState Bank, and is highly regarded for its local community focus and personalized service. With an A+ BBB rating, it offers competitive mortgage rates, extensive loan options, and a strong reputation for reliability and customer satisfaction in Polk County. Their experienced loan officers provide tailored solutions for homebuyers, backed by decades of stability.

As one of Florida's largest credit unions, MidFlorida serves Winter Haven and the broader Polk County area with exceptional member-focused mortgage services. Known for low fees, competitive rates, and high customer satisfaction, it has numerous positive reviews for its efficient loan processing and community involvement. Their wide range of loan products and dedicated support make them a top choice for local homebuyers.

Fairway Independent Mortgage is a nationally recognized lender with a strong local presence in the Lakeland-Winter Haven area, praised for its fast closings, competitive rates, and excellent customer service. With high ratings on platforms like Zillow and BBB, their experienced loan officers provide personalized guidance and a wide array of mortgage options, making them a reliable choice for homebuyers in Winter Haven.