Top 3 Mortgage Lenders in Cleveland

United Community Bank stands as Cleveland's premier local mortgage lender with deep community roots and decades of serving North Georgia homeowners. As a community-focused financial institution with a physical branch in downtown Cleveland, they offer personalized service and local underwriting expertise. Their mortgage team specializes in both purchase and refinance loans with competitive rates, particularly strong in USDA loans which are ideal for the rural areas surrounding Cleveland. With their long-standing presence and commitment to the local community, they provide the advantage of local decision-making and relationship-based lending that national lenders can't match.

Gateway Mortgage Group maintains a strong presence in Northeast Georgia with dedicated loan officers serving the Cleveland area. They've built an excellent reputation for their efficient processing and competitive conventional loan programs. Specializing in both purchase and refinance transactions, Gateway excels at guiding borrowers through the entire mortgage process with transparency and expertise. Their local loan officers have extensive knowledge of the Cleveland and White County real estate market, providing valuable insights for buyers in this growing mountain community. They're particularly noted for their responsive customer service and ability to close loans on time.

LGE Community Credit Union serves as a trusted mortgage lender for Cleveland residents, offering competitive rates and member-focused service. As a not-for-profit financial cooperative, LGE provides exceptional value to borrowers through lower fees and more flexible underwriting than traditional banks. Their mortgage team has extensive experience with the unique aspects of Northeast Georgia properties, including rural homes and mountain properties common in the Cleveland area. They offer comprehensive mortgage counseling and educational resources, making them an excellent choice for first-time homebuyers. Members consistently praise their personalized approach and the credit union's commitment to finding the right mortgage solution for each borrower's needs.