Top 3 Mortgage Lenders in Commerce

Oconee State Bank has been serving Northeast Georgia communities for over 25 years with a strong focus on personalized mortgage lending. As a community bank with deep roots in the region, they have extensive experience serving Commerce and surrounding Jackson County areas. Their mortgage team is known for competitive rates, local underwriting decisions, and exceptional customer service. They offer a full range of loan products including specialized construction loans and government-backed programs, with loan officers who understand the local real estate market dynamics.

The Mortgage Firm has been a trusted regional mortgage lender serving North Georgia communities including Commerce for nearly three decades. With multiple offices throughout Georgia, they combine local market expertise with extensive lending capabilities. They are particularly strong in first-time homebuyer programs and government-backed loans, offering competitive rates and streamlined processing. Their team includes experienced loan officers who understand the specific needs of Commerce area homebuyers, with a reputation for responsive communication and smooth closings.

Fairway Independent Mortgage Corporation is a nationally recognized mortgage lender with a strong local presence in Northeast Georgia, serving Commerce and surrounding communities. Their Athens branch has built an exceptional reputation for competitive rates, innovative loan products, and outstanding customer service. They offer a comprehensive range of mortgage options including specialized programs for veterans, rural homebuyers, and jumbo loan seekers. Known for their efficient processing and dedicated local loan officers, they consistently receive high marks for making the mortgage process smooth and understandable for Commerce area homebuyers.