SSL Secured
Privacy Protected
Licensed & Regulated
MortgageLenderNearMe
Daisy, GA

The Best Mortgage Lenders in Daisy, GA

Compare verified mortgage lenders serving Daisy, Georgia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
788+
Reviews
7
Loan Types

Available Loan Programs in Daisy

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction

Featured Mortgage Lenders

1

Mortgage Solutions of Savannah

Mortgage Solutions Financial Group

★★★★☆
4.9/5

Mortgage Solutions of Savannah is a highly-rated regional mortgage broker serving the Daisy, Georgia area with exceptional customer satisfaction. With nearly two decades of experience, they specialize in personalized mortgage solutions for rural communities like Daisy. Their team excels at navigating USDA loans which are particularly relevant for the Daisy area, and they maintain a 4.9-star rating across multiple review platforms. They're known for their competitive rates, local market expertise, and commitment to guiding clients through the entire mortgage process with transparency and care.

Experience:18 years
Reviews:187 customer reviews
7400 Abercorn Street, Suite 705, Savannah, GA 31406

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
Visit Website
2

Renasant Bank Mortgage

Renasant Bank

★★★★☆
4.7/5

Renasant Bank brings over a century of banking experience to the Daisy community through their regional presence in Southeast Georgia. As an established community bank with a strong mortgage division, they offer competitive rates and local decision-making that benefits rural homebuyers. Their mortgage specialists have extensive knowledge of the local real estate market and specialize in loans suitable for areas like Daisy, including USDA rural development loans. With multiple branches throughout Georgia and a reputation for personalized service, they provide the stability of a long-standing financial institution with the personal touch of a local lender.

Experience:118 years
Reviews:312 customer reviews
4501 Habersham Street, Savannah, GA 31405

Loan Types:

ConventionalFHAVAUSDAConstructionRefinance
Visit Website
3

Ameris Bank Mortgage

Ameris Bank

★★★★☆
4.6/5

Ameris Bank is a regional banking powerhouse with a strong mortgage presence serving the Daisy, Georgia area. With deep roots in the Southeast and comprehensive mortgage services, they offer specialized lending programs perfect for rural communities. Their mortgage team has particular expertise in USDA loans and construction lending, making them an excellent choice for Daisy residents looking to build or purchase in the area. They maintain high customer satisfaction ratings due to their streamlined application process, competitive rates, and commitment to local community banking principles despite their regional scale.

Experience:48 years
Reviews:289 customer reviews
7405 Abercorn Street, Savannah, GA 31406

Loan Types:

ConventionalFHAVAUSDAConstructionJumboRefinance
Visit Website

Frequently Asked Questions

Common questions about mortgage lending in Daisy, GA

What are the current average mortgage rates for homebuyers in Daisy, GA?

Mortgage rates in Daisy typically align with national averages but can be slightly lower due to the rural nature of the area and lower cost of living. As of recent data, 30-year fixed rates in Daisy generally range from 6.5% to 7%, but it's essential to get personalized quotes from local lenders who understand the specific market dynamics in Evans County.

Are there any first-time homebuyer programs specifically available in Daisy, GA?

Yes, Daisy homebuyers can access Georgia's statewide programs like the Georgia Dream Homeownership Program, which offers down payment assistance and affordable fixed-rate mortgages. Additionally, some local lenders in Evans County may offer special first-time buyer incentives or grants tailored to the Daisy area's moderate-income households.

How does Daisy's rural location affect the mortgage approval process?

Daisy's rural classification can actually work to your advantage through USDA loans, which offer 100% financing with no down payment required for eligible properties and borrowers. However, appraisals might take slightly longer as appraisers may need to travel from larger nearby cities like Statesboro, so factor in extra time for your closing timeline.

What types of properties are most common in Daisy's mortgage market?

Daisy's mortgage market primarily consists of single-family homes on larger lots, manufactured homes on permanent foundations, and some rural acreage properties. Lenders in the area are experienced with these property types, though manufactured homes may require additional documentation and specific loan programs like FHA or VA loans.

Are there any local property tax considerations I should know about when getting a mortgage in Daisy?

Yes, Evans County offers several property tax exemptions that can affect your overall housing costs, including homestead exemptions for primary residences. When calculating your mortgage payment, remember that property taxes in Daisy and Evans County are generally lower than state averages, which helps keep total monthly payments more affordable compared to urban areas.

Nearby Cities

Explore mortgage lenders in cities near Daisy, GA

Why Choose a Mortgage Lender in Daisy?

Local Market Knowledge

Lenders who understand Daisy's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Georgia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Daisy and get competitive rates on your home loan.