Top 3 Mortgage Lenders in Harlem

Security Federal Bank is a highly-rated community bank serving the Central Savannah River Area including Harlem for over 70 years. They maintain exceptional 4.8-star ratings across multiple platforms with particular praise for their personalized service, local decision-making, and competitive mortgage rates. As a community-focused institution with deep roots in the region, they offer specialized knowledge of the Harlem and Columbia County housing markets. Their mortgage team provides comprehensive guidance through the entire home loan process with flexible terms and local underwriting.

SRP Federal Credit Union serves the Central Savannah River Area including Harlem residents with exceptional mortgage services and consistently high customer satisfaction ratings. They offer competitive rates and specialized programs for first-time homebuyers, military families, and rural property purchases. Members consistently praise their responsive service, transparent process, and local loan officers who understand the Harlem market. With multiple branches throughout the CSRA and digital mortgage capabilities, they provide convenient access while maintaining personalized, community-focused service.

Academy Mortgage's Evans location serves the Harlem community with highly-rated mortgage services and extensive local market expertise. They maintain strong 4.6-star ratings with particular recognition for their efficient processing, competitive rates, and knowledgeable loan officers. As a nationwide lender with deep local presence, they offer a wide range of loan products while providing personalized service tailored to Harlem homebuyers' needs. Their team has extensive experience with Columbia County properties and offers streamlined digital mortgage solutions alongside traditional in-person service.