The Best Mortgage Lenders in Rome, GA

Heritage First Bank is a locally owned and operated community bank with deep roots in Rome and Northwest Georgia. Their mortgage division receives exceptional ratings for personalized service, local underwriting decisions, and competitive rates. As a community bank, they offer the advantage of local decision-making and relationship-based lending. They specialize in first-time homebuyer programs and have extensive experience with USDA rural development loans, which are particularly relevant for the Rome area. Their loan officers have an average of 10+ years of experience serving Floyd County and surrounding communities.

Synovus has maintained a strong physical presence in Rome for decades with multiple branches throughout the city. Their mortgage team receives high marks for competitive rates and efficient processing. As a regional bank with deep Georgia roots, they understand the local market dynamics of Northwest Georgia. They offer specialized programs for medical professionals, teachers, and first responders in the Rome community. Their digital mortgage application process is particularly praised for convenience while maintaining local personal service through their Rome banking center.

While headquartered in Atlanta, Silverton Mortgage maintains a strong presence throughout Northwest Georgia and specifically serves the Rome market. They are consistently rated among Georgia's top mortgage lenders for customer satisfaction and competitive pricing. Their specialization includes construction loans and renovation financing, which is valuable in Rome's growing housing market. They receive particular praise for their educational approach to mortgage lending and transparent communication throughout the process. As a direct lender, they can offer competitive rates and streamlined underwriting for Rome area homebuyers.