Top 3 Mortgage Lenders in Saint Simons Island

Ameris Bank stands out as a premier regional mortgage lender with deep roots in coastal Georgia. With over 50 years in banking and a strong physical presence just minutes from Saint Simons Island in Brunswick, they offer exceptional local expertise combined with the resources of a regional bank. Their mortgage team specializes in coastal property financing and understands the unique needs of barrier island homeowners. Customers consistently praise their personalized service, competitive rates, and streamlined application process. Their local loan officers have extensive knowledge of the Golden Isles real estate market and provide dedicated support throughout the entire mortgage process.

Movement Mortgage has established an outstanding reputation throughout coastal Georgia with their innovative approach to home lending. While based in Savannah, they actively serve the Saint Simons Island market with specialized knowledge of coastal properties and vacation homes. Their "Same-Day Processing" promise and streamlined digital platform have earned them exceptional customer reviews. The company is particularly noted for their quick closing times and excellent communication throughout the loan process. Movement's local loan officers understand the specific challenges and opportunities of financing properties in coastal communities and provide tailored solutions for both primary residences and investment properties.

As a community-focused bank with strong ties to the Golden Isles region, Coastal Bank & Trust provides exceptional mortgage services to Saint Simons Island residents. Their local decision-making process and personalized approach set them apart from larger institutions. Specializing in both primary residences and vacation properties, they offer flexible underwriting and competitive rates tailored to the coastal market. The bank has built a reputation for transparency, reliability, and going the extra mile for customers. Their mortgage team includes experienced professionals who understand the unique aspects of island property financing, including flood insurance requirements and coastal construction considerations.