Top 3 Mortgage Lenders in Sapelo Island

Ameris Bank is a highly-regarded regional bank with strong presence throughout coastal Georgia, including service to Sapelo Island. They offer comprehensive mortgage solutions with personalized local service through their Brunswick branch, which serves as a hub for McIntosh County residents. Their experienced loan officers specialize in both primary residences and vacation properties common to barrier islands, with particular expertise in coastal property financing and government-backed loans.

Serving coastal Georgia communities for nearly seven decades, Coastal Federal Credit Union provides exceptional mortgage services to Sapelo Island residents through their Savannah location. They are particularly noted for competitive rates, personalized member service, and expertise in financing properties in coastal regions. Their mortgage specialists understand the unique aspects of island property ownership and offer flexible terms with member-focused guidance throughout the lending process.

The Mortgage Firm's Savannah location serves the entire coastal Georgia region, including Sapelo Island, with exceptional mortgage brokerage services. They consistently receive top ratings for their extensive loan options, competitive rates, and outstanding customer service. Their experienced loan officers specialize in coastal property financing and have particular expertise with the unique requirements of barrier island homes, offering both purchase and refinance solutions with streamlined processing.