Top 3 Mortgage Lenders in Statesboro

Heritage Bank stands as Statesboro's premier local mortgage lender with deep community roots and exceptional customer satisfaction ratings. As a community bank founded in 1999, they offer personalized service with local underwriting and decision-making, providing competitive rates and flexible loan programs. Their mortgage team has extensive experience serving Bulloch County residents with conventional, FHA, VA, and USDA loans, making them particularly strong for first-time homebuyers and military families. The bank's local presence ensures streamlined communication and faster closing times compared to national lenders, with loan officers who understand the unique aspects of the Statesboro housing market.

Ameris Bank provides comprehensive mortgage services to Statesboro residents through their local branch with the backing of a strong regional financial institution. Founded in 2002 and headquartered in Atlanta, they offer competitive mortgage rates and a wide variety of loan products tailored to Southeast Georgia's market. Their experienced loan officers provide personalized guidance through the entire home buying process, with particular expertise in construction loans and government-backed programs. The bank receives consistently high marks for customer service, communication throughout the loan process, and competitive closing costs, making them a top choice for both purchase and refinance transactions in the Statesboro area.

Guild Mortgage brings national lending power with local expertise to Statesboro through their dedicated branch office. Founded in 2006 and consistently ranked among the top mortgage lenders nationally, they offer exceptional service with a focus on first-time homebuyer programs and specialized loan products. Their Statesboro team has particular strength in FHA and VA loans, with streamlined processes that benefit military families from nearby Fort Stewart and students/faculty from Georgia Southern University. Guild receives outstanding reviews for their educational approach to mortgage lending, transparent communication, and ability to handle complex financing scenarios while maintaining competitive rates and fees for Statesboro homebuyers.