Top 3 Mortgage Lenders in Stephens

Oconee State Bank is a highly-rated community bank serving Northeast Georgia, including Stephens, with over 25 years of mortgage lending experience. They maintain exceptional 4.8-star ratings for their personalized service and competitive rates. As a local institution, they understand the specific needs of Stephens area homebuyers and offer comprehensive mortgage solutions with the advantage of local decision-making and long-term relationship banking.

Athens Area Mortgage is a premier mortgage broker serving Stephens and the surrounding Northeast Georgia region with outstanding 4.9-star ratings across multiple review platforms. With two decades of experience, they specialize in finding the best loan programs for buyers in smaller communities like Stephens. Their team of local experts provides personalized guidance through the entire mortgage process, earning consistent praise for their responsiveness and competitive rate offerings.

Southeast Mortgage is one of Georgia's most established and respected mortgage lenders with a strong presence throughout Northeast Georgia, including Stephens. With 30 years of experience and 4.7-star ratings, they combine the expertise of a large regional lender with personalized local service. They are particularly noted for their competitive construction loan programs and excellent VA loan expertise, making them a top choice for veterans and custom home builders in the Stephens area.