Top 3 Mortgage Lenders in Villa Rica

LGE Community Credit Union stands out as one of the highest-rated mortgage lenders serving Villa Rica and the broader West Georgia region. With over 85 years of serving local communities, LGE offers competitive rates and personalized service through their dedicated mortgage team. Their strong community presence, multiple branch locations, and comprehensive digital mortgage platform make them a top choice. Customers consistently praise their responsive communication, smooth closing processes, and local underwriting expertise that understands the Villa Rica housing market.

First Option Mortgage has built an exceptional reputation across metro Atlanta and serves Villa Rica with highly competitive mortgage solutions. This locally-owned mortgage company receives consistent 5-star reviews for their expertise in first-time homebuyer programs, investment property financing, and complex loan scenarios. Their team of experienced loan officers provides personalized guidance through the entire mortgage process, with particular strength in FHA and VA loans. Customers highlight their transparent communication, competitive rates, and ability to close loans quickly.

New American Funding brings national lending power with local expertise to Villa Rica homebuyers. As a direct lender with their own loan servicing, they offer unique flexibility and competitive pricing. They specialize in serving diverse communities and have excellent programs for first-time homebuyers, including their signature "I CAN" mortgage with flexible credit requirements. Their local loan officers have deep knowledge of the Villa Rica market and provide bilingual services. Reviewers consistently praise their responsive customer service, efficient processing, and ability to handle complex financial situations.