Top 3 Mortgage Lenders in Kailua Kona

As Hawaii's oldest and largest local bank, Bank of Hawaii has served the Kona community for over a century with deep roots in the islands. Their mortgage team specializes in Hawaii-specific real estate challenges and offers competitive local rates with personalized service. With bilingual staff and extensive experience with unique Hawaii property types, they provide exceptional guidance through the mortgage process from application to closing.

First Hawaiian Bank brings over 160 years of Hawaii banking experience to Kona homebuyers, offering specialized mortgage programs tailored to Hawaii's unique market. Their local loan officers understand island-specific challenges like leasehold properties and provide exceptional customer service with quick turnaround times. They're particularly strong with first-time homebuyer programs and offer competitive jumbo loan options for Hawaii's higher-priced market.

loanDepot brings national lending power with strong local presence in Kona, offering competitive rates and innovative digital mortgage solutions. Their Kona-based team combines technology with personalized service, providing efficient pre-approvals and streamlined processing. They excel at refinancing and offer a wide variety of loan products with flexible qualification requirements, making them popular with both first-time buyers and experienced investors in the Kona market.