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Home/Hawaii/Kapolei
Kapolei, HI

Top 3 Mortgage Lenders in Kapolei

Compare verified mortgage lenders serving Kapolei, Hawaii. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
654+
Reviews
10
Loan Types

Available Loan Programs in Kapolei

Conventional
FHA
VA
Jumbo
Refinance
Construction
HELOC
Solar
Energy-Efficient
USDA

Featured Mortgage Lenders

1

Hawaii State Federal Credit Union

Hawaii State Federal Credit Union

★★★★☆
4.8/5

As Hawaii's largest credit union with a strong presence on Oahu including Kapolei, Hawaii State FCU offers exceptional mortgage services with deep local market expertise. They consistently receive top ratings for personalized service, competitive rates, and their commitment to the Hawaiian community. Their mortgage specialists understand the unique Hawaii real estate market and offer specialized programs for first-time homebuyers and kama'aina residents.

Experience:88 years
Reviews:185 customer reviews
333 Queen Street, Honolulu, HI 96813

Loan Types:

ConventionalFHAVAJumboRefinanceConstructionHELOC
2

Loanpal Hawaii

Loanpal Hawaii

★★★★☆
4.7/5

Located directly in Kapolei, Loanpal Hawaii specializes in mortgage lending with particular expertise in energy-efficient and solar financing options that are highly relevant to Hawaii homeowners. They offer competitive rates and have built a strong reputation for their local knowledge of West Oahu communities. Their team provides personalized service and understands the specific needs of Kapolei residents and the broader Leeward Coast market.

Experience:15 years
Reviews:142 customer reviews
1001 Kamokila Boulevard, Kapolei, HI 96707

Loan Types:

ConventionalFHAVAJumboRefinanceSolarEnergy-Efficient
3

First Hawaiian Bank Mortgage Department

First Hawaiian Bank

★★★★☆
4.6/5

As Hawaii's oldest and largest bank, First Hawaiian Bank has deep roots in the community and extensive experience with Hawaii's unique mortgage landscape. They maintain a strong presence throughout Oahu including service to Kapolei residents. Their mortgage team offers comprehensive lending solutions with exceptional local market knowledge, competitive rates, and a reputation for reliability and professional service that has been trusted by generations of Hawaii homeowners.

Experience:160 years
Reviews:327 customer reviews
999 Bishop Street, Honolulu, HI 96813

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance

Why Choose a Mortgage Lender in Kapolei?

Local Market Knowledge

Lenders who understand Kapolei's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Hawaii.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Kapolei and get competitive rates on your home loan.