Top 3 Mortgage Lenders in Ookala

As one of the most established financial institutions on the Big Island, Hawaii Community Federal Credit Union has served local residents for over eight decades. With their main headquarters in Hilo just 25 miles from Ookala, they have deep roots in Hawaii County and understand the unique real estate market challenges of the region. They consistently receive exceptional ratings for personalized service, competitive rates for members, and their commitment to the local community. Their mortgage specialists are known for guiding borrowers through the entire process with expertise in Hawaii-specific property considerations.

Mortgage Hawaii is a locally-owned and operated mortgage broker serving the entire Big Island, including rural areas like Ookala. With over two decades of experience, they've built a stellar reputation for securing competitive rates and providing exceptional customer service. Their team specializes in navigating Hawaii's unique real estate landscape, including properties with agricultural components common in the Ookala area. They're particularly praised for their responsiveness, transparency throughout the loan process, and expertise with various loan programs suitable for Hawaii residents.

As one of Hawaii's oldest and most established financial institutions, Bank of Hawaii has extensive experience with mortgages across the entire state, including rural Big Island communities like Ookala. Their Hilo branch serves as a regional hub for Hawaii County and their mortgage specialists have deep knowledge of local property values and market conditions. They offer competitive rates for both purchase and refinance loans, with the stability and resources of a major regional bank combined with local decision-making authority. Their long-standing presence in the community ensures they understand the unique aspects of Hawaii real estate.