Top 3 Mortgage Lenders in Bonners Ferry

Mountain West Bank is a premier local lender with a physical branch right in Bonners Ferry, offering personalized mortgage services to Boundary County residents. As a community-focused bank, they have deep roots in North Idaho and understand the unique rural property needs of the area. Their loan officers provide one-on-one guidance through the entire mortgage process, with competitive rates on various loan programs including USDA loans ideal for the Bonners Ferry area. Their high customer satisfaction ratings reflect their commitment to local service and community involvement.

Sterling Mortgage is a highly-rated regional mortgage broker serving all of North Idaho, including Bonners Ferry. They specialize in rural property financing and have extensive experience with USDA loans, which are particularly relevant for Boundary County. Their team of experienced loan officers provides personalized service with a focus on finding the best mortgage solutions for each client's unique situation. With exceptional customer reviews highlighting their responsiveness and expertise in Idaho's unique real estate market, they consistently deliver competitive rates and smooth closing processes.

Guild Mortgage has a strong presence throughout Idaho and specifically serves the Bonners Ferry market through their Coeur d'Alene branch. As a nationwide lender with deep local expertise, they offer a wide range of mortgage products with competitive rates and exceptional customer service. Their loan officers are particularly skilled at navigating rural property financing and USDA loans, which are common in Boundary County. With decades of experience and high customer satisfaction ratings, Guild provides reliable mortgage services with the backing of a large institution while maintaining personalized local service.