Top 3 Mortgage Lenders in Caldwell

Idaho Central Credit Union stands as the premier mortgage lender in Caldwell and throughout the Treasure Valley, consistently earning top ratings for their exceptional customer service and competitive rates. As Idaho's largest credit union with deep community roots, they offer personalized mortgage solutions with local underwriting and decision-making. Their Caldwell branch provides convenient in-person service, and they're particularly praised for first-time homebuyer programs and construction loans. With numerous industry awards and outstanding customer satisfaction ratings, ICCU maintains a reputation for making the mortgage process smooth and transparent.

Guild Mortgage's Caldwell office, led by experienced loan officer Tom Scott, has built an exceptional reputation for providing comprehensive mortgage services with outstanding personal attention. As a nationally recognized lender with strong local presence, they offer a wide range of loan products including specialized programs for veterans, rural homebuyers, and unique property types. Their team is praised for responsiveness, expertise with complex transactions, and guiding clients through every step of the mortgage process. With decades of industry experience and numerous local awards, Guild Mortgage consistently delivers competitive rates and exceptional service to Caldwell homebuyers.

While located in nearby Nampa, Academy Mortgage serves Caldwell residents with exceptional mortgage services and has earned top ratings throughout the Treasure Valley. Their experienced team specializes in both purchase and refinance transactions, with particular expertise in construction and renovation loans. Customers consistently praise their educational approach, transparent communication, and ability to close loans efficiently. As a direct lender with in-house underwriting, they provide faster decisions and more personalized service than many larger institutions. Their strong community involvement and commitment to customer satisfaction make them a trusted choice for Caldwell homebuyers seeking competitive rates and expert guidance.