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Home/Idaho/Cobalt
Cobalt, ID

Top 3 Mortgage Lenders in Cobalt

Compare verified mortgage lenders serving Cobalt, Idaho. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
616+
Reviews
8
Loan Types

Available Loan Programs in Cobalt

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer

Featured Mortgage Lenders

1

Mountain America Credit Union

Mountain America Credit Union

★★★★☆
4.8/5

Mountain America Credit Union is one of the highest-rated mortgage lenders serving Idaho with extensive experience in rural and mountain communities. They offer competitive rates and personalized service with a strong commitment to member satisfaction. Their mortgage advisors have deep knowledge of Idaho's unique housing markets and provide comprehensive guidance through the entire lending process.

Experience:85 years
Reviews:285 customer reviews
7979 W Rifleman St, Boise, ID 83704

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
2

Guild Mortgage Company

Guild Mortgage Company

★★★★☆
4.7/5

Guild Mortgage has a strong presence in Idaho with local loan officers who understand the specific needs of rural communities like Cobalt. They are particularly noted for their exceptional customer service and flexible lending options. With decades of experience and numerous industry awards, they provide reliable mortgage solutions with a personal touch.

Experience:60 years
Reviews:189 customer reviews
1275 E Winding Creek Dr #100, Eagle, ID 83616

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
3

Academy Mortgage Corp

Academy Mortgage Corp

★★★★☆
4.6/5

Academy Mortgage Corporation has built an excellent reputation in Idaho for their expertise in rural and mountain property financing. They offer a wide range of loan products with competitive rates and are known for their efficient processing and closing times. Their local loan officers have extensive knowledge of Idaho's unique real estate markets.

Experience:30 years
Reviews:142 customer reviews
802 W Bannock St #600, Boise, ID 83702

Loan Types:

ConventionalFHAVAUSDAConstructionRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Cobalt?

Local Market Knowledge

Lenders who understand Cobalt's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Idaho.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Cobalt and get competitive rates on your home loan.