Top 3 Mortgage Lenders in Geneva

Mountain America Credit Union stands out as one of the highest-rated mortgage lenders serving southeastern Idaho, including the Geneva area. With over 85 years of financial service experience, they offer personalized mortgage solutions with competitive rates and exceptional member service. Their local Montpelier branch provides convenient access for Geneva residents, and they consistently receive outstanding reviews for their transparent process, knowledgeable loan officers, and commitment to community banking. They specialize in rural and small-town mortgages with expertise in USDA loans that benefit Geneva area homebuyers.

Bank of Idaho has established itself as a premier community bank serving Bear Lake County and surrounding areas, including Geneva. With their nearby Preston location, they offer localized mortgage expertise combined with the stability of a well-capitalized regional bank. They receive consistently high marks for their responsive service, local underwriting decisions, and understanding of rural property financing. Their construction loan expertise is particularly valuable in the Geneva area, where new home construction and land purchases are common. Customers praise their straightforward approach and commitment to finding the right mortgage solution.

Guild Mortgage brings national lending power with local expertise to serve Geneva area homebuyers. With over 60 years in the mortgage industry, they offer comprehensive loan programs and competitive rates while maintaining strong relationships throughout southeastern Idaho. Their Idaho Falls office regularly serves clients in Bear Lake County and has particular expertise with rural properties and first-time homebuyer programs. Guild receives excellent reviews for their efficient processing, knowledgeable loan officers, and ability to handle complex financing situations. They're known for their educational approach to mortgage lending and commitment to customer satisfaction.