Top 3 Mortgage Lenders in Juliaetta

First Rate Mortgage is a highly-rated local mortgage broker serving the entire North Central Idaho region, including Juliaetta. With nearly two decades of experience, they specialize in rural and small-town home financing, including USDA loans which are particularly relevant for Juliaetta homebuyers. Their exceptional 4.9-star rating across multiple review platforms reflects their commitment to personalized service and competitive rates. The company is known for their expertise in navigating the unique aspects of rural property financing and their deep understanding of the local real estate market.

Gem State Lending is a well-established mortgage company serving the Lewis-Clark Valley and surrounding rural communities including Juliaetta. They have built a strong reputation for their expertise in USDA rural development loans and FHA financing, making them an excellent choice for Juliaetta residents. With a 4.8-star rating from over 140 reviews, they're praised for their transparent process, competitive rates, and knowledgeable guidance through the entire mortgage process. Their team has extensive experience with the specific requirements of rural property purchases in North Idaho.

Lewis Clark Credit Union has been serving the North Central Idaho community for nearly 70 years and is a trusted mortgage lender for Juliaetta homebuyers. While the credit union itself was founded in 1955, their dedicated mortgage department has over a decade of specialized experience. They offer competitive rates for members and are particularly strong with first-time homebuyer programs and USDA rural housing loans. Their local decision-making process and community-focused approach make them a popular choice for residents seeking personalized mortgage service with the stability of an established financial institution.