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Home/Idaho/Laclede
Laclede, ID

Top 3 Mortgage Lenders in Laclede

Compare verified mortgage lenders serving Laclede, Idaho. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
530+
Reviews
10
Loan Types

Available Loan Programs in Laclede

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Permanent
Home Equity
Investment Property

Featured Mortgage Lenders

1

Mountain West Bank Mortgage Team

Mountain West Bank

★★★★☆
4.8/5

Mountain West Bank has been serving North Idaho communities for over 25 years and is particularly strong in rural areas like Laclede. As a division of Glacier Bancorp with deep regional roots, they offer personalized mortgage services with local decision-making. Their mortgage team specializes in rural property financing and understands the unique needs of North Idaho homebuyers. With excellent customer satisfaction ratings and competitive rates, they provide comprehensive mortgage solutions including USDA loans ideal for Laclede's rural setting.

Experience:25 years
Reviews:150 customer reviews
414 Church Street, Sandpoint, ID 83864

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Umpqua Bank Home Lending

Umpqua Bank

★★★★☆
4.7/5

Umpqua Bank has established itself as a leading regional mortgage lender throughout the Pacific Northwest with multiple branches serving North Idaho. They offer specialized rural lending programs that benefit Laclede residents and provide local underwriting expertise. Known for their competitive rates and exceptional customer service, Umpqua Bank combines the resources of a regional bank with community-focused service. Their digital mortgage platform streamlines the process while maintaining personal relationships with borrowers.

Experience:20+ years
Reviews:200 customer reviews
201 Northwest Blvd, Coeur d'Alene, ID 83814

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinanceHome Equity
3

Sterling Mortgage Company

Sterling Mortgage Company, Inc.

★★★★☆
4.9/5

Sterling Mortgage Company is a highly-rated local mortgage broker serving all of North Idaho, including Laclede. With nearly three decades of experience, they've built an outstanding reputation for personalized service and finding the best loan products for their clients. As mortgage brokers, they work with multiple lenders to secure competitive rates and ideal terms. Their expertise in rural properties and USDA loans makes them particularly valuable for Laclede homebuyers. They consistently receive top marks for communication, transparency, and closing efficiency.

Experience:28 years
Reviews:180 customer reviews
601 E Front Avenue, Coeur d'Alene, ID 83814

Loan Types:

ConventionalFHAVAUSDAJumboConstructionInvestment Property

Why Choose a Mortgage Lender in Laclede?

Local Market Knowledge

Lenders who understand Laclede's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Idaho.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Laclede and get competitive rates on your home loan.