Top 3 Mortgage Lenders in Lemhi

Idaho Central Credit Union stands as the largest credit union in Idaho with extensive experience serving rural communities throughout the state. While based in Chubbuck, they have a strong presence in eastern Idaho and serve Lemhi County residents with specialized knowledge of rural property financing. Their high rating reflects exceptional customer service and competitive rates, particularly for USDA loans which are ideal for rural properties in Lemhi. They offer personalized service with local loan officers who understand the unique needs of Idaho's rural homebuyers.

Mountain America Credit Union has been serving Idaho communities for decades with multiple branches throughout eastern Idaho. They have specific expertise in rural mortgage lending and regularly serve clients in Lemhi County. Their mortgage team understands the challenges of rural property appraisal and financing in areas like Lemhi. They offer competitive rates and have particularly strong programs for first-time homebuyers and USDA rural development loans. Their local presence in Idaho Falls makes them accessible for Lemhi residents.

Gem State Lending is a highly-rated mortgage broker based in Idaho Falls that specializes in serving rural Idaho communities including Lemhi County. As a broker, they have access to multiple lenders and can often secure more competitive rates than single-source lenders. Their exceptional 4.9 rating reflects outstanding customer service and their expertise in navigating complex rural property transactions. They have particular strength in USDA loans and construction lending, making them an excellent choice for Lemhi residents purchasing or building homes in rural areas.