Top 3 Mortgage Lenders in Paris

Zions Bank is one of the most established financial institutions serving Southeast Idaho, including the Paris area. With a physical branch in nearby Montpelier, they offer personalized mortgage services with deep local market knowledge. They specialize in rural and agricultural property financing, making them particularly well-suited for the Bear Lake Valley region. Their mortgage team provides competitive rates on various loan programs and maintains strong customer satisfaction ratings for their attentive service and local decision-making capabilities.

Mountain America Credit Union serves the entire Southeast Idaho region, including Paris and Bear Lake County. They consistently receive high marks for customer service and competitive mortgage rates. As a member-owned financial cooperative, they often provide lower fees and more flexible underwriting than traditional banks. Their mortgage specialists have extensive experience with rural properties and vacation homes common in the Bear Lake area, and they offer specialized first-time homebuyer programs with down payment assistance options.

Guild Mortgage has a strong local presence in Southeast Idaho with experienced loan officers who regularly serve the Paris and Bear Lake region. They are particularly noted for their expertise in government-backed loans (FHA, VA, USDA) which are popular in rural areas. The company receives consistently high ratings for their responsive service, streamlined application process, and ability to close loans quickly. Their local loan officers understand the unique aspects of the Bear Lake real estate market, including seasonal properties and rural land financing.