Top 3 Mortgage Lenders in Plummer

Guild Mortgage's Coeur d'Alene branch is highly regarded for serving the entire North Idaho region including Plummer. With exceptional 4.8-star ratings across multiple platforms, they specialize in rural and suburban home financing with particular expertise in USDA loans which are ideal for Plummer's semi-rural setting. Their loan officers have deep knowledge of local market conditions and offer personalized service with competitive rates. The company has been operating nationally for over 60 years with strong community presence in the Inland Northwest.

Numerica Credit Union has been serving the Inland Northwest for over 80 years with multiple branches throughout North Idaho. They consistently receive high marks for customer service and competitive mortgage rates, particularly for members in communities like Plummer. Their mortgage team specializes in first-time homebuyer programs and offers flexible underwriting with local decision-making. As a member-owned financial cooperative, they focus on community development and provide exceptional member service with lower fees than many traditional banks.

Mountain West Bank has deep roots in North Idaho with multiple locations serving rural communities including Plummer. They maintain strong 4.6-star ratings for their personalized mortgage services and local underwriting expertise. The bank specializes in construction loans and land financing, which are particularly valuable in developing areas like Plummer. Their loan officers have extensive experience with the unique aspects of North Idaho real estate and offer competitive conventional and government-backed loan options with the advantage of local decision-making and community-focused service.