Top 3 Mortgage Lenders in Santa

Numerica Credit Union is consistently rated among the top mortgage lenders in the Pacific Northwest, serving the entire North Idaho region including Santa. With exceptional customer satisfaction ratings and highly competitive rates, they offer personalized service through local mortgage experts who understand the unique needs of rural Idaho communities. Their extensive loan portfolio and commitment to member education make them a premier choice for home financing in the area.

As one of the largest and most established community banks in the Inland Northwest, Washington Trust Bank has deep roots in North Idaho and actively serves Santa and surrounding communities. They are renowned for their local decision-making authority, competitive construction lending programs, and experienced mortgage advisors who provide personalized guidance throughout the entire home buying process.

Guild Mortgage maintains a strong local presence in North Idaho with dedicated offices serving Santa and the surrounding rural communities. They are particularly noted for their expertise in USDA rural development loans, which are highly relevant for Santa area homebuyers. With a reputation for smooth closings and excellent customer service, Guild offers a comprehensive range of mortgage products with the backing of a national lender's resources combined with local expertise.