Top 3 Mortgage Lenders in Shoshone

Mountain America Credit Union stands out as one of the highest-rated mortgage lenders serving the Shoshone area through their nearby Twin Falls branch. With over 85 years of financial service experience and exceptional 4.8-star ratings, they offer comprehensive mortgage solutions specifically tailored to rural Idaho communities. Their strong local presence, competitive rates, and personalized service make them a top choice for Shoshone residents seeking conventional, government-backed, or construction loans with the reliability of an established credit union.

Zions Bank has been serving Idaho communities for over 150 years and maintains a strong mortgage lending presence in the Magic Valley region, including Shoshone. Their 4.6-star rated mortgage team offers extensive experience with rural property financing and understands the unique needs of Lincoln County residents. With specialized USDA and construction loan programs ideal for the Shoshone area, plus their long-standing community commitment, Zions Bank provides reliable, locally-supported mortgage solutions with the backing of a regional banking institution.

Guild Mortgage brings national lending power with local expertise to the Shoshone market through their dedicated Twin Falls office. With a 4.7-star rating and over 60 years in the mortgage industry, they specialize in serving rural communities with flexible underwriting and innovative loan programs. Their strong focus on USDA loans makes them particularly valuable for Shoshone homebuyers, and their extensive experience with Idaho property types ensures smooth transactions for both purchase and refinance needs in Lincoln County.