Top 3 Mortgage Lenders in Smelterville

Silver Valley Home Lending is a locally-owned mortgage brokerage deeply embedded in the Silver Valley community, serving Smelterville and surrounding areas. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service for rural and mountain property financing. Their team has extensive experience with the unique real estate landscape of North Idaho and offers competitive rates with flexible loan programs tailored to local buyers' needs.

Horizon Credit Union has been serving North Idaho communities for over 70 years with a strong presence throughout the Silver Valley region. Their mortgage department consistently earns 4.8-star ratings for exceptional customer service and competitive rates. As a member-owned financial institution, they prioritize community needs and offer specialized programs for rural properties common in the Smelterville area, with local loan officers who understand the regional market dynamics.

Mountain West Bank has built a strong reputation throughout North Idaho with their dedicated mortgage division serving the Silver Valley region including Smelterville. With 4.7-star ratings and nearly 25 years of operation, they offer extensive experience with mountain and rural property financing. Their local loan officers provide personalized service with deep knowledge of the Coeur d'Alene National Forest area properties and competitive construction loan programs ideal for the Smelterville market.