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Home/Idaho/Spencer
Spencer, ID

Top 3 Mortgage Lenders in Spencer

Compare verified mortgage lenders serving Spencer, Idaho. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
400+
Reviews
8
Loan Types

Available Loan Programs in Spencer

Conventional
FHA
VA
USDA
Jumbo
Refinance
Reverse Mortgages
New Construction

Featured Mortgage Lenders

1

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation

★★★★☆
4.8/5

Fairway Independent Mortgage Corporation is a top-rated lender known for its exceptional customer service and competitive rates, serving Spencer and surrounding areas through its Idaho Falls branch. With over 28 years of experience, they specialize in a wide range of loan products, including government-backed options, and have built a strong reputation for reliability and fast closings. Their high ratings and extensive review count reflect consistent customer satisfaction and a commitment to personalized mortgage solutions.

Experience:28 years
Reviews:185 customer reviews
2500 E 17th St, Idaho Falls, ID 83404

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

New American Funding

New American Funding

★★★★☆
4.7/5

New American Funding is a highly regarded mortgage lender with a strong presence in Idaho, offering tailored loan options for Spencer residents. Founded in 2003, they excel in providing competitive rates and innovative products, including programs for diverse credit profiles. Their Boise office ensures local support, and their high customer ratings underscore a focus on transparency and efficient service, making them a trusted choice for homebuyers in rural and urban areas alike.

Experience:21 years
Reviews:120 customer reviews
800 W Main St, Boise, ID 83702

Loan Types:

ConventionalFHAVAUSDAJumboReverse Mortgages
3

Movement Mortgage

Movement Mortgage, LLC

★★★★☆
4.6/5

Movement Mortgage is a reputable lender known for its community-focused approach and efficient loan processing, serving Spencer and the broader Idaho region from its Meridian location. Established in 2008, they offer a variety of loan types with competitive terms and have earned high marks for customer service and reliability. Their dedication to local engagement and streamlined digital tools makes them a popular option for borrowers seeking a smooth mortgage experience.

Experience:16 years
Reviews:95 customer reviews
3300 E Pine Ave, Meridian, ID 83642

Loan Types:

ConventionalFHAVAUSDARefinanceNew Construction

Why Choose a Mortgage Lender in Spencer?

Local Market Knowledge

Lenders who understand Spencer's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Idaho.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Spencer and get competitive rates on your home loan.