Top 3 Mortgage Lenders in Star

Idaho Central Credit Union stands as the premier local mortgage lender serving Star, Idaho, with an exceptional 4.8 rating based on hundreds of verified customer reviews. As Idaho's largest credit union with deep community roots since 1940, ICCU offers significant advantages including competitive rates, local underwriting decisions, and personalized service from mortgage specialists who understand the Treasure Valley market. Their physical branch located directly in Star provides convenient face-to-face service, while their extensive experience with Idaho-specific loan programs makes them particularly adept at handling rural properties and local housing needs. Customers consistently praise their streamlined process, responsive communication, and ability to close loans efficiently.

Guild Mortgage brings over six decades of nationwide expertise with a strong local presence serving the Star community. With a 4.7 rating from nearly 300 reviews, Guild stands out for their exceptional customer service and wide range of loan products tailored to Idaho homebuyers. Their Boise branch location provides convenient access for Star residents while maintaining deep knowledge of local market conditions. Guild specializes in first-time homebuyer programs, government loans, and offers unique products like their Zero Down Payment option for qualified buyers. The company's long-standing reputation for reliability, coupled with their commitment to educational resources and personalized guidance, makes them a top choice for Treasure Valley home financing.

Academy Mortgage has built an outstanding reputation throughout the Treasure Valley with their Meridian office actively serving Star homebuyers. With a 4.6 rating and three decades of experience, they excel in providing competitive rates and exceptional service for both purchase and refinance transactions. Their local loan officers have extensive knowledge of Ada County's specific market dynamics, including Star's growing residential areas. Academy is particularly noted for their efficient processing times, transparent communication throughout the loan process, and expertise in construction and renovation loans—valuable for Star's expanding new development areas. Their commitment to community involvement and personalized approach to each client's unique financial situation solidifies their position as a top mortgage lender for the region.