Top 3 Mortgage Lenders in Albany

Midland States Bank is a highly-rated regional bank with deep roots in Western Illinois, serving the Albany area with personalized mortgage solutions. They maintain exceptional 4.8-star ratings across multiple platforms for their responsive service, competitive rates, and local decision-making. As a community-focused institution with over 140 years of history, they offer the stability of a large bank with the personal touch of a local lender, making them a top choice for Albany residents seeking conventional and government-backed loans.

Ascentra Credit Union serves the Quad Cities region including Albany, IL, with outstanding mortgage services and member-focused approach. With consistently high ratings for customer satisfaction, they excel at guiding first-time homebuyers through the mortgage process while offering competitive rates to all members. Their not-for-profit structure often results in lower fees and better terms, and their experienced mortgage team provides personalized service throughout the entire loan process from application to closing.

Guild Mortgage's Moline branch serves the Albany area with nationally recognized expertise and local market knowledge. They consistently receive high marks for their extensive loan programs, including specialized options for rural properties and renovation loans. With over 60 years in the mortgage industry, Guild combines technological efficiency with personal service, offering a streamlined digital application process while maintaining local underwriting and closing capabilities. Their commitment to community lending and educational approach makes them a trusted choice for Albany homebuyers.