Top 3 Mortgage Lenders in Allendale

First Mid Bank & Trust is a highly-rated regional bank with deep roots in Southern Illinois, serving the Allendale area through their nearby Fairfield location. With over 150 years of community banking experience, they offer personalized mortgage services with local decision-making. Customers consistently praise their competitive rates, transparent process, and knowledgeable loan officers who understand the unique needs of rural Illinois homeowners. Their strong local presence and commitment to the community make them a top choice for Allendale residents seeking reliable mortgage financing.

First National Bank of Carmi is a trusted community bank serving Southern Illinois communities including Allendale. With a long history dating back to 1865, they offer comprehensive mortgage solutions with a personal touch. Their experienced loan team specializes in rural property financing and USDA loans, which are particularly relevant for Allendale area homebuyers. Customers highlight their responsive service, local expertise, and ability to navigate complex rural property transactions. The bank's commitment to maintaining local relationships ensures personalized attention throughout the mortgage process.

CrossCountry Mortgage operates through local loan officers like Ryan Johnson who specifically serves the Southern Illinois region including Allendale. With exceptional 4.9-star ratings from numerous clients, this lender combines national lending power with local expertise. They excel at finding competitive rates and offering flexible loan programs, particularly for rural properties common in the Allendale area. Customers consistently praise their communication, efficiency, and ability to close loans quickly. Their extensive experience with USDA and rural development loans makes them an excellent choice for Allendale homebuyers.