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Alma, IL

Top 3 Mortgage Lenders in Alma

Compare verified mortgage lenders serving Alma, Illinois. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
470+
Reviews
11
Loan Types

Available Loan Programs in Alma

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Construction-to-Permanent
Lot Loans
ARM

Featured Mortgage Lenders

1

Scott Credit Union Mortgage Team

Scott Credit Union

★★★★☆
4.8/5

Scott Credit Union is one of southern Illinois' most trusted financial institutions with a strong presence throughout the region including service to Alma and surrounding communities. They consistently receive exceptional ratings for their personalized mortgage services, competitive rates, and local decision-making. Their mortgage team specializes in rural and small-town lending with deep understanding of local property markets. Members praise their streamlined application process and exceptional customer service throughout the loan lifecycle.

Experience:75+ years
Reviews:150 customer reviews
2600 N Center St, Effingham, IL 62401

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
2

First Mid Bank & Trust Mortgage Division

First Mid Bank & Trust

★★★★☆
4.7/5

First Mid Bank & Trust has been serving east-central Illinois communities for over a century and maintains a strong presence in rural areas including Alma. Their mortgage division is particularly noted for expertise in agricultural and rural property financing. They offer local underwriting and decision-making with competitive rates for the region. Customers consistently rate them highly for their knowledgeable loan officers, transparent communication, and commitment to community banking principles.

Experience:155+ years
Reviews:120 customer reviews
1515 Charleston Ave, Mattoon, IL 61938

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinance
3

Fairway Independent Mortgage Corp - Effingham

Fairway Independent Mortgage Corporation

★★★★☆
4.9/5

Fairway Independent Mortgage's Effingham branch serves Alma and surrounding communities with exceptional mortgage services and some of the most competitive rates in the region. They are consistently ranked among the top mortgage lenders nationally and maintain superb local customer satisfaction ratings. Their loan officers are praised for their responsiveness, expertise in rural Illinois lending, and ability to close loans efficiently. The company offers a wide range of loan products with particular strength in government-backed loans popular in the area.

Experience:25+ years
Reviews:200 customer reviews
1100 N Keller Dr, Effingham, IL 62401

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Alma?

Local Market Knowledge

Lenders who understand Alma's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Illinois.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Alma and get competitive rates on your home loan.