Top 3 Mortgage Lenders in Amboy

Illinois Bank & Trust is a highly-rated community bank with strong presence in Lee County and surrounding areas, serving Amboy residents with personalized mortgage solutions. They maintain exceptional 4.8-star ratings across multiple review platforms for their attentive customer service, competitive rates, and local decision-making. As a community-focused institution with over two decades of experience, they specialize in understanding the unique needs of rural and small-town Illinois homebuyers, offering comprehensive guidance through the entire mortgage process with local underwriters and processors.

First Northern Credit Union has been serving the financial needs of Northern Illinois communities for over eight decades, including Amboy residents. With outstanding 4.7-star ratings, they're renowned for their member-focused approach and competitive mortgage rates. Their experienced mortgage team provides personalized service with a wide range of loan options, including specialized first-time homebuyer programs and flexible qualification criteria. The credit union's not-for-profit structure often translates to better rates and lower fees for members, making them a top choice for Lee County home financing.

Heartland Bank and Trust Company is a well-established regional bank with strong roots throughout Northern Illinois, including reliable service to Amboy homebuyers. Earning consistent 4.6-star ratings for their mortgage services, they combine the resources of a larger institution with local, personalized service. Their experienced loan officers specialize in rural and small-town property financing, offering competitive conventional and government-backed loans. Particularly noted for their construction lending expertise and streamlined refinance processes, Heartland provides comprehensive mortgage solutions with the stability of a 30-year community banking institution.