Top 3 Mortgage Lenders in Annapolis

Old National Bank has established itself as a premier regional mortgage lender with strong presence throughout Illinois and Indiana. While headquartered in Indiana, they actively serve the Annapolis, IL area with personalized mortgage solutions. Their experienced loan officers specialize in rural and small community lending, offering competitive rates on USDA loans which are particularly relevant for the Annapolis area. With over 25 years of mortgage experience, they provide local decision-making and underwriting, ensuring timely closings and personalized service that national lenders often can't match.

First Financial Bank has built a strong reputation as a community-focused mortgage lender serving rural Illinois communities including the Annapolis area. They offer specialized USDA rural development loans that are ideal for the Crawford County region, along with comprehensive first-time homebuyer programs. Their mortgage team understands the unique needs of smaller Illinois communities and provides competitive rates with local servicing. With over two decades of experience, they've consistently received high marks for customer satisfaction and loan process transparency.

First Neighbor Bank is an exceptional local option for Annapolis residents, located just 30 miles away in Toledo, IL. As a true community bank deeply embedded in Crawford County, they offer unparalleled local knowledge and personalized mortgage services. Specializing in rural property financing, agricultural loans, and USDA programs, they understand the specific needs of the Annapolis area. Their mortgage team provides local underwriting decisions and has built a stellar reputation for responsive service and competitive rates tailored to the local market.