Top 3 Mortgage Lenders in Arcola

First Federal Savings Bank has been serving East Central Illinois for over 130 years and is particularly strong in rural and agricultural communities like Arcola. They offer local underwriting and decision-making, competitive rates for both urban and rural properties, and have deep experience with USDA loans which are particularly relevant for the Arcola area. Their long-standing community presence and personalized service make them a top choice for Coles County residents.

Illinois Credit Union has been serving Central Illinois for over 85 years with a strong focus on member service and competitive mortgage products. They offer special first-time homebuyer programs and have expertise with rural property financing that benefits Arcola residents. Their local loan processing and underwriting teams provide personalized service, and they consistently receive high marks for customer satisfaction and transparent lending practices.

First Mid Bank & Trust has deep roots in East Central Illinois with multiple branches throughout the region, including close proximity to Arcola. They specialize in both residential and agricultural property lending, making them an excellent fit for the Arcola market. Their local loan officers understand the unique aspects of rural Illinois property financing, and they offer competitive rates with the convenience of local servicing throughout the loan term.