Top 3 Mortgage Lenders in Ashland

Illinois National Bank has established itself as one of central Illinois' most trusted mortgage lenders with over two decades of service. While headquartered in Springfield, they actively serve the Ashland community and surrounding rural areas. Their mortgage team receives exceptional reviews for personalized service, competitive rates, and expertise with agricultural and rural property financing. As a community-focused bank, they offer local underwriting and decision-making, which provides faster closings and more flexible solutions for Ashland residents. Their specialization in USDA rural development loans makes them particularly valuable for the Ashland market.

The Mortgage Center has been serving central Illinois communities including Ashland for nearly three decades. As an independent mortgage broker, they work with multiple lenders to find the best rates and terms for each borrower's unique situation. They receive outstanding reviews for their educational approach, transparent communication, and expertise with rural property financing. Their team has particular strength in helping first-time homebuyers navigate the mortgage process and securing USDA loans that benefit Ashland area residents. Their long-standing presence in the region ensures deep understanding of local property values and market conditions.

First Mid Bank & Trust has deep roots throughout Illinois with over 150 years of banking experience. Their mortgage division serves the Ashland area through their central Illinois branch network and digital mortgage platform. They receive excellent ratings for their competitive rates, local loan servicing, and comprehensive mortgage options. As a community bank with agricultural lending expertise, they understand the unique needs of rural homeowners in areas like Ashland. Their construction-to-permanent loan programs are particularly valuable for new home builds in developing areas around Ashland, and they maintain local decision-making authority for faster loan approvals.