Top 3 Mortgage Lenders in Atlanta

Illinois Bank & Trust is a highly-rated regional lender with strong presence throughout central Illinois, serving Atlanta and surrounding communities. With over two decades of experience, they offer personalized mortgage services with local decision-making and competitive rates. Their Mortgage Solutions Team receives exceptional reviews for responsive customer service, transparent communication, and expertise in rural and small-town property financing. As a community-focused institution, they understand the unique needs of Atlanta area homebuyers and offer specialized programs for first-time buyers and agricultural properties.

CEFCU is one of Illinois' largest and most respected credit unions, serving members throughout central Illinois including the Atlanta area. With exceptional customer satisfaction ratings and competitive mortgage rates, they offer comprehensive lending solutions with personalized service. Their mortgage team is praised for making the homebuying process smooth and understandable, particularly for first-time buyers. As a member-owned cooperative, they prioritize customer needs over profits and offer exclusive benefits like lower fees and flexible underwriting for qualified borrowers in rural communities.

CrossCountry Mortgage has established a strong local presence in central Illinois with a dedicated Springfield office that serves the Atlanta community. They receive excellent reviews for their extensive loan product offerings and competitive rates, particularly for government-backed loans popular in rural areas. Their local mortgage consultants are known for providing exceptional guidance through the entire lending process, from pre-approval to closing. The company combines national lending power with local expertise, offering specialized programs for rural properties and flexible credit requirements that benefit Atlanta area homebuyers.