Top 3 Mortgage Lenders in Barnhill

Justin Thomas with CrossCountry Mortgage is one of the highest-rated mortgage professionals serving Southern Illinois, including the Barnhill area. With over 15 years of experience and perfect 5-star ratings across multiple platforms, he specializes in making the mortgage process smooth and understandable. His team offers personalized service with a wide range of loan products, particularly strong with first-time homebuyer programs and VA loans. Their extensive local market knowledge and commitment to customer education make them a top choice for Barnhill area residents seeking competitive rates and exceptional service.

Scott Credit Union has been serving Southern Illinois communities for over 75 years and is highly regarded for their competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they often offer lower fees and better terms than traditional banks. Their mortgage team provides personalized guidance throughout the entire home buying process, with particular expertise in FHA and VA loans. With multiple branches throughout the region and a strong commitment to the local community, they are a trusted choice for Barnhill area homebuyers seeking reliable, member-focused mortgage services.

First Mid Bank & Trust has deep roots in Illinois with over 150 years of community banking experience. Their mortgage division serves the entire Southern Illinois region, including Barnhill, with a reputation for local decision-making and personalized service. They offer a comprehensive range of mortgage products with competitive rates and have particular strength in agricultural and rural property lending, which is relevant for the Barnhill area. Their experienced loan officers provide hands-on guidance through the entire mortgage process, and their local presence ensures understanding of the specific market conditions in Southern Illinois communities.